Graham organises in-house courses for bankers.

These courses are tailor-made to meet the needs of individual employers and are offered in all areas of law relating to banking or financial services.

Examples of courses recently put on:
Asset Securitisation:
  • Explaining the mechanics and the concepts:
    • Asset-backed securities
    • Mortgage-backed securities
    • Special purpose vehicles
    • Reasons for doing it
    • Role of the ratings agencies
    • Legal risks and potential title problems
    • Insolvency remoteness and moral hazard
Swaps and Derivatives:
  • Explaining various types of derivative transaction –
    • Options
    • Futures
    • Interest-rate swaps
    • Currency swaps
    • Credit default swaps
  • The ISDA Master Agreement
  • Close-outs
  • Legal risks
The legal aspects of syndicated loans:
  • understanding conditions precedent
  • representations and warranties
  • covenants
  • the cross default clause
  • events of default
The implications of regulation on a financial institution by the Financial Services Authority:
  • market abuse
  • insider trading
  • marketing
  • dealing with complaints
  • recent developments
The money laundering regulations
The Data Protection Act:
  • what needs to be registered
  • what activities are prohibited
The Consumer Credit Act:
  • how to avoid unenforceable bad debts
The Human Rights Act and the Freedom Of Information Act:
  • how these can work for you
The Financial Ombudsman Service and the Lending Codes:
  • complying with BCOBS and the Payment Services Regulations
  • how to handle the Ombudsman process
Basics of English law:
  • how contracts are made
  • how liability in professional negligence can arise
  • the process of litigation, what it can achieve and what it can’t
Basics of English commercial law:
  • insolvency law
  • security for loans
  • how mortgages work
  • formality requirements
  • danger areas:
    • financial assistance
    • cross-company guarantees
    • matrimonial homes as security
Different types of customer, companies, partnerships, joint accounts etc - Graham Roberts explains how the different types of account (individuals, joint account, partnerships and companies) are opened, operated and how the affected by insolvency, death etc.

Graham says: “There is a lot of expertise in all spheres of banking in London but getting the right person in front of the right audience is not always easy. If an unsuitable person is engaged, the employer wastes not only the course fee but also the work time and goodwill of all the employees who attend. People quickly get fed up if they feel the course is poorly delivered or is at the wrong level for them.”

Example feedback from a recent course:

“Graham Roberts had obviously put a lot of thought into his presentation – I was able to come out of the day with a clear understanding of matters that had puzzled me for some time.”

“Well presented with clear slides and all done with good humour… a relaxed atmosphere.”

To discuss, please contact: graham@banking-law.co.uk